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Merchant Wallet
Unlock customer loyalty with an interest-bearing merchant wallet
Powering own brand merchant wallet ecosystems
Boxed allows you to embed financial services into your own branded merchant wallet. With Boxed you can enable seamless brand experiences, gather customer deposits and share new revenues, whilst rewarding loyalty through discounts and points.
Create your own merchant wallet with Boxed.
Leverage embedded finance to unlock customer loyalty
Ideal for low to medium value, high frequency purchases, with regular top ups into the store of value
Suitable for both physical and online businesses
Customer deposits can be rewarded by discounts or loyalty points
Customer purchases are made from your own branded wallet or card and can earn rewards
Open-ended access to spend beyond your own merchant or brand ecosystem
Business benefits
Encourage repeat purchases and continuity of engagement through enhanced rewards
Increase conversion through one tap or click to purchase
Create new revenue streams through earnings from both deposits and transactions
Gain forward visibility of future purchasing through committed savings
Increased data informed insight into customer behaviour
Customer benefits
Easy-to-use
Provide simple, frictionless customer experiences
Better value
Benefit through enhanced loyalty offerings
Save money
Allow customers to earn interest from their deposits
Making frictionless finance a reality
Your merchant wallet
Embed our offering
Embed our capabilities within your pre-existing loyalty offering
Build loyalty and incentivise
With additional savings, incentive your customers
Keep funds within merchant wallet
Refunds can go back directly into the wallet balance
Featured use cases
Enable customer spending beyond your own business
Open your own branded card and loyalty programme to enable customer spending among a selected group of chosen partners. Or make it completely open allowing customers to spend their deposits anywhere.
Help your customers save for important purchases
Enable your customers to Save Now, Buy Later within your own loyalty programme. Our Merchant Wallet allows customers to save for a specific goal-based purchase. Usually this will be a high-value product or service, such as a car, furniture, electronics, white good or travel.
Find out more here.
Embedded capabilities
Our Merchant Wallet features core components of Boxed banking capabilities that can be configured to achieve your vision.
Current Account
Savings Account
Payments
Interest (optional)
Credit Account (optional)
Cards (optional)
Extended capabilities
Our Merchant Wallet integrates with the extended capabilities of Boxed and NatWest to provide a complete end-to-end service.
Customer Onboarding
Customer Service & Support
Identity & Authentication
Credit Decisioning (if required)
Credit Management & Collections (if required)
Data & Insight
Ready to get started?
Let’s discuss how our Merchant Wallet can supercharge your loyalty programme.
