Consumer brands
Overview
Merchant Wallet
Instant Access Savings
POS Lending
Personal Loans
Vision and Values
Leadership
News
Careers
Transforming financial experiences
Embed your own brand financial solutions to create compelling customer experiences
Power of our technology, banking license and expertise
Our embedded finance platform enables you to seamlessly offer financial solutions to your customers, securely and at scale.
Backed by NatWest, we offer a range of financial solutions. Our end-to-end approach will take care of everything else, from compliance to resilient support for your customers.
Explore our solutions for consumer brands
Instant Access Savings
Grow revenue with interest-bearing savings accounts
Personal Loans
Power a revenue generating approach to unsecured loans
Merchant Wallet
Unlock customer loyalty with an interest-bearing merchant wallet
POS Lending
Elevate your checkout experience with instant lending
Learn how Boxed can make frictionless finance a reality
Why choose NatWest Boxed?
Trusted and innovative
Boxed is backed by the balance sheet of NatWest, a tier one global bank. We support over 19 million customers every day.
Flexible and resilient
Best-in-class, cloud-native technology that is secure, scalable and always-on. We can configure our capabilities to different customer segments, data and channels, enabling you to evolve your offering as you grow.
Fast and compliant
Every Boxed solution complies with the strictest regulatory regime, ensuring you launch and operate securely.
Impact of embedded finance
Our research has identified the economic value of embedded finance to retailers.
Increase in checkout conversion
Make it easier to complete transactions, offer multiple purchase options.
Increase in order value
Allow customers to plan purchases and better manage their budgets.
Source: NatWest Boxed UK retailer interviews Oct-Nov 2023 (n=21); BCG analysis
Featured report
Bridging Finance & Retail: The power of Banking-as-a-Service
In partnership with BCG, we interviewed top UK retailers to discover the positive impact they've seen from the use of embedded finance.
Who we work with
Consumer brands
We work with retail, e-commerce and other consumer brands to embed frictionless financial services into both new and established customer journeys. Our solutions can improve loyalty, grow share of wallet and establish new revenue sources.
Financial brands
We power digital financial services providers to cut time to scale confidently and accelerate toward profitability. Our solutions eliminate costly development, simplify integration and provide instant operational fulfilment.
The rise of Banking-as-a-Service
BaaS is transforming both retail and finance. Customers expect new, easy and simple ways to complete their purchases, while also planning and saving for the future.
2022 revenues earned in UK by retailers using BaaS
Proportion of global banking revenue to be earned by non-banks by 2030
Source: BCG analysis
Latest insights
White paper
What is the Consumer Duty? A guide to the FCA regulation
Since we launched NatWest Boxed in 2022, the Consumer Duty has been one of our most asked‑about topics. So we prepared this guide to help those exploring embedded finance.
Video
3..2..1.. Embedded finance in action
Watch Andy Ellis, our CEO, describes the power of frictionless financial experiences and share examples of embedded finance in action.
Ready to get started?
We’ll start by understanding your goals and explore how Boxed can power your business.