Solutions

Transforming financial experiences

Embed your own brand financial solutions to create compelling customer experiences

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Power of our technology, banking license and expertise

Our embedded finance platform enables you to seamlessly offer financial solutions to your customers, securely and at scale.

Backed by NatWest, we offer a range of financial solutions. Our end-to-end approach will take care of everything else, from compliance to resilient support for your customers.

Learn how Boxed can make frictionless finance a reality

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Pick

Select the capabilities you need. Backed by a tier one global bank we offer the broadest range of solutions, including savings accounts, unsecured personal loans, merchant wallet and POS lending.

Unpack

Access our best-in-class API services. Each packaged solution includes fully documented and resilient APIs, built in regulatory compliance and end-to-end operational support.

Embed

Build quickly, deploy safely. Our focus on developers ensures you have all the resources needed for rapid, secure deployment, so you can create compelling front-end experiences.

Explore our solutions for consumer brands

Instant Access Savings

Grow revenue streams with interest-bearing savings accounts

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Merchant Wallet

Unlock customer loyalty with an interest-bearing merchant wallet

Flexible Lending

Power an innovative and adaptable approach to lending

POS Lending

Elevate your checkout experience with instant lending

Trust

Boxed is backed by the balance sheet of NatWest, a tier one global bank. We support over 19 million customers every day.

Technology

Best-in-class, cloud-native technology that is secure, scalable and always-on. We can configure our capabilities to different customer segments, data and channels, enabling you to evolve your offering as you grow.

Compliance

Every Boxed solution complies with the strictest regulatory regime, ensuring you launch and operate securely.

Impact of embedded finance

Our research has identified the economic value of embedded finance to retailers.

5-12%

Increase in checkout conversion

Make it easier to complete transactions, offer multiple purchase options.

15-30%

Increase in order value

Allow customers to plan purchases and better manage their budgets.

Source: NatWest Boxed UK retailer interviews Oct-Nov 2023 (n=21); BCG analysis

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Featured report

Bridging Finance & Retail: The power of Banking-as-a-Service

In partnership with BCG, we interviewed top UK retailers to discover the positive impact they've seen from the use of embedded finance.

Download the report

Industries

Consumer brands

We work with retail, e-commerce and other consumer brands to embed frictionless financial services into both new and established customer journeys. Our solutions can improve loyalty, grow share of wallet and establish new revenue sources.

Financial brands

We power fintechs to cut time to launch, scale confidently and accelerate toward profitability. Our solutions eliminate costly development, simplify integration and provide instant operational fulfilment.

The rise of Banking-as-a-Service

BaaS is transforming both retail and finance. Customers expect new, easy and simple ways to complete their purchases, while also planning and saving for the future. The growth potential is huge for both retailers and fintechs.

£2.6Bn

2022 revenues earned in UK by retailers using BaaS

The BaaS opportunity is already too big to ignore. Learn how our solutions help you capture your share.

Consumer brand solutions

50%

Proportion of global banking revenue to be earned by non-banks by 2030

The BaaS opportunity for fintechs is well established. Learn how our solutions help you get to market quickly.

Finance solutions

Source: BCG analysis

Latest insights

White paper

What is the Consumer Duty? A guide to the FCA regulation for consumer brands

Since we launched NatWest Boxed in 2022, the Consumer Duty has been one of our most asked‑about topics. So we prepared this guide to help those exploring embedded finance.

Read here